Simplify Your Money.
Build a Clear Financial Future.

I help families and individuals master budgeting, follow the Ramsey Baby Steps, make smart decisions with old 401(k)s, and build simple, long-term investment strategies—so you can stop feeling overwhelmed and start making confident financial progress.

Your Financial Coach & Advisor—Focused on What Matters Most

I’m Matt Francis, a financial advisor who believes money doesn’t have to be complicated. Whether you're:

  • Stuck in Baby Steps 1–3 and need a clear budgeting plan

  • Unsure what to do with an old 401(k) after a job change

  • Looking to start investing but unsure where to begin

  • Or just feeling uncertain about how to move forward…

I’ll guide you through a simple, proven process to help you gain clarity and confidence with your finances—without jargon, overwhelm, or sales pressure.This isn’t about chasing markets or complex strategies. It’s about building a solid foundation and a future you control.

Here’s How We Get Started:

01

Free Clarity Call

We’ll talk through where you’re at, what’s stressing you out, and what goals you’re aiming for.

02

Simple Action Plan

I’ll outline your next best steps—whether that’s rolling over an old 401(k), getting started with investing, or creating a clear budgeting plan.

03

Ongoing Guidance
(If You Want It)

If it makes sense to work together longer-term, I’ll handle the details so you can focus on living your life.

I Work Best With People Who:

  • Are motivated to follow the Ramsey Baby Steps

  • Have an old 401(k) they’re unsure how to handle

  • Want to start investing but aren’t sure where to begin

  • Are working toward major goals—like saving for a house—and want to build smart financial habits

  • Value clear, honest advice over flashy sales pitches or complicated strategies

Let’s Get You Moving Forward —Starting Today.

If you’re ready to stop feeling stuck and start making real financial progress, schedule a free call. No pressure—just clarity.

Matt Francis, Investment Adviser Representative
Thrive Stewardship Financial Advisors, Inc. | HBW Advisory Services LLC
[email protected] | (916) 243-0388
www.thrivestewardship.comIMPORTANT DISCLOSURE INFORMATION:
Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable, equal any historical performance, be suitable for your portfolio or individual situation, or prove successful. No portion of this content should be construed as an offer or solicitation for the purchase or sale of any security. References to investment programs or funds are for illustrative purposes only and are not intended to be and should not be interpreted as recommendations to purchase or sell such securities.To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisors of his/her choosing. Financial plans may contain ideas for your consideration concerning aspects of your life such as tax, retirement, and estate planning, but these are not presented as, and must not be taken for, legal or tax advice. It is your responsibility to determine if, and how, the suggestions contained in the financial plan should be implemented or otherwise followed. You must carefully consider all relevant factors in making these types of decisions. For specific advice on these aspects of your overall financial plan, you should consult your professional tax and legal advisors. HBW Advisory Services LLC does not guarantee any minimum level of investment performance or the success of any investment strategy.Investment advisory services offered through HBW Advisory Services LLC. Thrive Stewardship and HBW Advisory Services are separate entities which do not offer legal or tax advice.